Car Loan Calculator

Estimate your car loan payment, total interest, and total vehicle financing cost.

Car loan details

Enter the vehicle price, your down payment, interest rate, and loan term.

Car price

Price

Down payment

Amount

Annual interest rate

Loan term

years

Car loan estimate

Your estimated monthly payment and total loan cost.

Estimated monthly payment

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Principal and interest

Loan amount

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Total interest

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Total loan payments

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Total car cost

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Loan breakdown

Car price —

Down payment —

Amount financed —

Interest rate —

Loan term —

Note: This estimate uses a standard amortized loan calculation. Actual car loan payments may vary depending on lender fees, insurance, taxes, and other financing charges.

Advanced calculation: Include additional costs such as taxes, registration fees, dealer fees, trade-in value, and optional extra monthly payments.

Vehicle purchase

Enter the main vehicle price and any applicable discounts or trade-in value.

Car price

Dealer discount

Trade-in value

Cash down payment

Taxes and fees

Add taxes and other charges that may be included in your car financing.

Sales tax

Registration fees

Dealer / documentation fees

Other fees

Loan details

Enter your loan terms and optional additional monthly payment.

Annual interest rate

Loan term

years

Extra monthly payment

Optional additional payment toward the loan principal.

Monthly insurance estimate

Included for monthly budget planning.

Advanced car loan estimate

A detailed estimate including purchase costs, financing, and monthly expenses.

Estimated monthly loan payment

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Principal, interest, and extra payment

Amount financed

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Total interest

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Estimated payoff time

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Monthly vehicle budget

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Total loan payments

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Total purchase cost

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Purchase and financing breakdown

Vehicle price —

Discount —

Sales tax —

Total fees —

Trade-in value —

Down payment —

Final amount financed —

Loan payment preview

Preview of the first 12 payments and how your loan balance decreases.

Month	Payment	Principal	Interest	Balance

Tip: An extra monthly payment can reduce your total interest and shorten the loan payoff period. This calculator provides an estimate and does not include every possible lender charge.